Crypto Capital Gains Calculator
Calculate your capital gain and estimated federal tax on a crypto trade
Frequently Asked Questions
The IRS treats cryptocurrency as property (per Notice 2014-21), not currency — so selling, trading, or spending it triggers a capital gain or loss, the same as selling stock. Gain = sale proceeds − cost basis (what you originally paid, including fees).
Short-term gains (held 1 year or less) are taxed as ordinary income at your regular marginal tax rate. Long-term gains (held more than 1 year) get preferential rates — 0%, 15%, or 20% federally, depending on your total taxable income.
0% up to $49,450 taxable income (single) or $98,900 (married filing jointly); 15% up to $545,500 (single) or $613,700 (MFJ); 20% above that. These thresholds are based on your total taxable income, not just the gain itself.
No — this covers a single buy-then-sell trade only. It doesn't model crypto-to-crypto trades (also taxable events), mining/staking income (taxed as ordinary income when received), wash sale rules (which don't currently apply to crypto), or multiple lots with different cost bases (FIFO/LIFO/specific-ID). Consult a tax professional for a full portfolio.