FTE Calculator
Calculate full-time equivalent (FTE) employees
Frequently Asked Questions
FTE = total hours worked by all employees in a period ÷ the hours considered 'full-time' for that same period. For example, if full-time is defined as 40 hours/week and your part-time staff collectively worked 60 hours in a week, that's 1.5 FTE from part-timers alone.
It depends on the purpose — the ACA (Affordable Care Act) uses 30 hours/week (130 hours/month) as its full-time threshold for employer mandate calculations, while many HR policies and the PPP loan program use 40 hours/week. Choose the threshold that matches what you're calculating FTE for.
Yes, by definition — this calculator caps each individual employee's contribution at 1.0 FTE even if they work more than the full-time threshold, since overtime hours don't create 'extra' headcount for most FTE reporting purposes.
FTE count determines whether your business must comply with the ACA employer mandate (50+ FTEs), affects PPP loan forgiveness calculations, and is commonly used in HR headcount and budget planning even outside a specific regulatory requirement.